DISCLAIMER & TERMS OF USE
Disclaimer and Terms of Use
By using this website, you agree to the following terms. Mere Apne Fincare Co-operative Urban Thrift & Credit Society Limited operates as a Thrift & Credit Society registered under the Delhi Co-operative Society Act, 2003.
1. Identity and Regulation
Mere Apne Fincare Co-operative Urban Thrift & Credit Society Limited is registered under the Delhi Co-operative Society Act, 2003 (Registration No. 10921/Sec-IV/T/C/2025). We operate as a Thrift & Credit Society. Membership is mandatory to avail any services offered by the Society. The website is for informational and member-engagement purposes and does not constitute an offer or contract in itself.
2. No Professional Advice
The content on this website (including interest rates, product descriptions, calculators, and eligibility information) is for general information only and may be updated from time to time. It does not constitute legal, financial, or tax advice. You should rely on the Society’s official communications, product documents, and office for binding terms, rates, and eligibility. Calculators (EMI, RD/FD maturity) are indicative only and do not guarantee actual payouts or loan terms.
3. Accuracy and Changes
We endeavour to keep information accurate and up to date; however, we do not warrant the completeness or accuracy of the content. Interest rates, limits, tenures, and product features are subject to change as per society policy and regulatory requirements. Visit the office or contact the Society for the latest terms.
4. Use of Website
You agree to use this website only for lawful purposes and not to misuse, hack, or attempt to gain unauthorised access to any system or data. You are responsible for maintaining the confidentiality of any credentials or information you use in connection with the Society’s services.
5. Third-Party Links and Content
This website may contain links to third-party sites or content. We do not control or endorse such third parties and are not responsible for their content or practices. Your use of third-party links is at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, the Society shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of or reliance on this website or any information contained herein, except where such limitation is not permitted under applicable law. Liability in respect of member services is governed by the respective agreements and bylaws.
7. Governing Law and Jurisdiction
These Terms and any dispute arising out of or in connection with the use of this website shall be governed by the laws of India. The courts at Delhi shall have exclusive jurisdiction to the extent permitted by law.
8. Mandatory Footer Statement
As required: “Registered under the Delhi Co-operative Society Act, 2003. Membership is mandatory to avail services. We operate as a Thrift & Credit Society.” This statement is incorporated by reference into these Terms.
9. Changes to Terms
We may modify these Disclaimer & Terms of Use at any time. The updated version will be posted on this page. Continued use of the website after changes constitutes acceptance of the revised terms.
Last updated: February 2025. For product-specific terms, refund policy, and privacy, please see the respective policy pages.