Loans
MEMBER CREDIT
Loan products designed for member needs.
Mere Apne Fincare Co-operative Urban Thrift & Credit Society Limited offers multiple loan products to eligible members. All loans are governed by society bylaws and eligibility criteria.
Max ₹4,00,000
Regular Loan
General-purpose member loan for personal or household needs, subject to eligibility.
Max ₹40,000
Emergency Loan
Quick assistance for urgent financial needs. Lower ticket size for faster processing.
Max ₹20,00,000
Gold Loan
Loan against gold ornaments. Maximum limit up to ₹20 lakh as per society norms.
Max ₹20,00,000
Property Loan
Loan against property. Maximum limit up to ₹20 lakh subject to valuation and approval.
Rate of interest (ROI)
18% per annum. If instalment is paid by the 10th of the month, effective rate is 1.5% per month (reduced interest benefit as per society rules).
18% p.a.Pay by 10th → 1.5% monthly
Loan approval is subject to membership, documentation (e.g. Aadhaar, PAN, income/asset proofs as required), and society approval. Terms and limits are as per prevailing society policy.